Bankruptcy and Immigration: How Filing Affects Your Green Card or Citizenship (2026)
Bankruptcy and immigration rarely collide. Filing is not a ground of inadmissibility and not a bar to naturalization — here is what actually matters for non-citizens.
Florida Bankruptcy Exemptions 2026: What You Actually Get to Keep
Florida bankruptcy exemptions are among the strongest in the country. See what the homestead, wildcard, vehicle, wage and retirement protections cover in 2026.
Can You Discharge Student Loans in Bankruptcy? The Brunner Test and DOJ Process (2026)
Short answer: Yes, student loans can be discharged in bankruptcy — but not automatically. Unlike credit cards or medical bills, student loans require you to file a separate lawsuit inside your bankruptcy case (an “adversary proceeding”) and prove that repaying them would cause “undue hardship.” The good news: since the Department of Justice introduced a […]
Bank Account Garnishment in Florida: How to Unfreeze Your Account (2026)
A bank account garnishment in Florida freezes your money without warning. Learn which funds are exempt, the 20-day claim of exemption deadline, and 6 ways to fight it.
Can You Discharge Tax Debt in Bankruptcy? IRS Debt in Chapter 7 and 13 (2026)
Short answer: Yes, some tax debt can be discharged in bankruptcy — but only income taxes that meet strict age and filing requirements. As a general rule, federal or state income tax can be wiped out in Chapter 7 if the return was due at least three years ago, was actually filed at least two […]
Debt Collection Lawsuit in Florida: How to Respond Within 20 Days (2026)
A debt collection lawsuit in Florida gives you just 20 days to answer. Learn the deadlines, the seven defenses that work here, and what happens if you ignore it.
How Often Can You File Bankruptcy in Florida? Waiting Periods Explained (2026)
Short answer: There is no legal limit on how many times you can file bankruptcy in Florida — but there are strict waiting periods before you can receive another discharge (the court order that wipes out your debts). The clock runs from filing date to filing date: 8 years between two Chapter 7 discharges, 2 […]
Car Repossession in Florida: How to Stop It and Get Your Car Back (2026)
Car repossession in Florida needs no court order — but the lender still has to follow the rules. Learn the breach of peace limit, your redemption right, and 8 ways to stop it.
Can I Keep My House in Chapter 7 Bankruptcy in Florida? (2026)
Short answer: In most cases, yes. Florida’s homestead exemption is one of the strongest in the nation — it protects an unlimited amount of equity in your primary residence, as long as the property fits within size limits and you meet residency requirements. If you are current on your mortgage payments and keep paying, you […]
Chapter 7 vs Chapter 13 in Florida: Which Bankruptcy Should You File? (2026)
Chapter 7 vs Chapter 13 in Florida: compare cost, timeline, the 2026 means test figures, what you keep and what gets wiped out — and which chapter fits your case.