Fresh Start Legal Blog

Reaffirmation Agreement Florida: Should You Sign?
If you are filing Chapter 7 and want to keep a financed car, truck, or other secured property, you may

Cosigned Debt Bankruptcy Florida: Protect a Cosigner
When a friend or family member helped you qualify for a loan, your bankruptcy can affect them in very practical

HOA Fees in Bankruptcy Florida: What Happens Next
For many homeowners in Hollywood and across South Florida, HOA fees in bankruptcy Florida cases are a major concern. Association

What Not to Do Before Filing Bankruptcy in Florida
If you are overwhelmed by debt, understanding what not to do before filing bankruptcy can be just as important as

341 Meeting of Creditors: Florida Bankruptcy Guide
If you filed bankruptcy in South Florida, the 341 meeting of creditors is one of the most important steps in

Medical Debt Bankruptcy in Florida: Your Fresh Start
When medical bills keep growing faster than you can pay them, medical debt bankruptcy in Florida may offer a practical

Bankruptcy and Divorce Florida: Who Pays Joint Debt?
When bankruptcy and divorce Florida issues overlap, one of the first questions people ask is simple: who has to pay

Automatic Stay Bankruptcy Florida: What Stops Today
If you are facing lawsuits, collection calls, wage garnishment, repossession threats, or a foreclosure notice, the automatic stay bankruptcy Florida

Bankruptcy and Immigration: How Filing Affects Your Green Card or Citizenship (2026)
Bankruptcy and immigration rarely collide. Filing is not a ground of inadmissibility and not a bar to naturalization — here is what actually matters for non-citizens.

Bankruptcy Credit Counseling Florida: Before You File
If you are considering bankruptcy in Hollywood or elsewhere in Broward County, bankruptcy credit counseling Florida requirements are one of

Florida Bankruptcy Exemptions 2026: What You Actually Get to Keep
Florida bankruptcy exemptions are among the strongest in the country. See what the homestead, wildcard, vehicle, wage and retirement protections cover in 2026.

Can You Discharge Student Loans in Bankruptcy? The Brunner Test and DOJ Process (2026)
Short answer: Yes, student loans can be discharged in bankruptcy — but not automatically. Unlike credit cards or medical bills,