Florida Chapter 7 Means Test: 2026 Income Limits and How to Qualify
Short answer: The Chapter 7 means test compares your household’s average gross income over the six months before filing against the median income for a Florida household of your size. For bankruptcy cases filed on or after July 15, 2026, the Florida medians are $69,876 for a one-person household, $86,523 for two people, $97,540 for […]
Can I Keep My Car in Chapter 7 Bankruptcy in Florida? (2026)
Short answer: In most Florida Chapter 7 cases, yes — you can keep your car. Florida law lets you protect up to $5,000 of equity in one motor vehicle (Fla. Stat. § 222.25(1)), and if you don’t claim the homestead exemption, you can add a $4,000 wildcard exemption on top — protecting up to $9,000 […]
How to Stop Foreclosure in Florida: Your Legal Options Explained
If you’re facing foreclosure in Florida, you have more options than you might think—and filing for bankruptcy is only one of them. Florida uses a judicial foreclosure process, which means your lender must sue you in court and the timeline gives you room to respond. Options include loan modification, reinstatement, a short sale, or filing […]
Foreclosure in Florida: 8 Ways to Stop It Before the Auction (2026)
Foreclosure in Florida is judicial, which gives homeowners real defenses. Learn the timeline, the 20-day answer deadline, and 8 ways to stop the sale.
Wage Garnishment in Florida: 7 Legal Ways to Stop It Fast (2026)
Wage garnishment in Florida can take up to 25% of your paycheck. Learn the head of family exemption, the 20-day claim of exemption deadline, and 7 legal ways to stop a wage garnishment fast.
Monetizing Intellectual Property in Bankruptcy: A Strategic Guide
ABI Panel. Last month I had the honor of speaking on a panel at the ……
Jumping Up: Bankruptcy Code Dollar Limits Rise April 1, 2025!
An official notice from the Judicial Conference of the United States was just published announcing that certain ……
Bankruptcy Forms Updated: New Dollar Amounts Effective Now!
As discussed in an earlier post called “Jumping Up: Bankruptcy Code Dollar Amounts Will Increase On ……
Exploring the Key Differences Between Chapter 7 and Chapter 13 Bankruptcy: Which Option is Right for You?
Introduction Bankruptcy is a legal process designed to provide relief to individuals and businesses who are unable to meet their financial obligations. For many facing overwhelming debt, understanding the differences between Chapter 7 and Chapter 13 bankruptcy can be crucial in determining the best path forward. This article will explore both options in depth, examining […]
Understanding Chapter 7 vs. Chapter 13 Bankruptcy: Key Differences and Common Misconceptions
Introduction Bankruptcy is a complex and often misunderstood legal process that provides relief to individuals and businesses struggling with overwhelming debt. Understanding the different types of bankruptcy, particularly Chapter 7 and Chapter 13, is crucial for anyone considering this option. This article aims to clarify the distinctions between these two chapters, addressing their processes, eligibility […]